Should I Worry About AI? with Paige Lord

I don’t know about you, but I’ve been seeing and hearing more about Artificial Intelligence, where it’s being utilized, how it’s having a positive effect in many industries but also how it’s negatively impacting people. Part of being financially healthy is being vigilant about you and your data and how people can use that against you and certainly AI can have an impact on your finances. So joining me today is Financial Gym client Paige, who’s spent the last three years studying and researching the impacts of AI, especially through an ethical lens. She joins me to share what we should look out for, what we need to know, and how we can protect ourselves. I have to tell you that if you’re someone who struggles with anxiety, this conversation could be filled with numerous triggers so you may want to proceed with caution, but it’s a conversation that I believe is important to listen to.  

What are we drinking?

Paige - Sad Cup of Coffee 

Shannon - Black Cherry Swchweeps 

Podcast Notes

  • When Shannon thinks about AI, her mind immediately goes to the movie Terminator.

  • Paige’s work focuses on responsible AI, which includes an ethics and compliance lens. Her Master’s Degree is in Artificial Intelligence and Privacy Law. 

What is AI?

  • Different types of AI are being used for different reasons. It’s a new and emerging field, and the laws are still catching up. AI laws only exist in seventeen states, and they vary.  

  • AI can be hard to fully understand, and knowing we’re relying on our leaders to protect us can be concerning.  

  • Even among the community, there isn’t an agreed definition of precisely what counts as artificial intelligence. 

What are ethical issues for AI?

  • AI is meant to mimic humans. There are different kinds of artificial intelligence. This includes speech-to-text, facial recognition, and robotics. Companies don’t necessarily disclose their intentions or even use AI, so you can assume it’s already part of your everyday life. 

  • The government using AI versus private companies present two different concerns. 

  • Explainability is the primary concern for people. The problem arises when AI gives us results that cannot be explained. 

  • AI is created by people and takes on the bias of its creators. Right now, the risk is people using AI to harm vulnerable populations. This can look like law enforcement using facial recognition technology.

Where is a good place to start if you want to learn about AI? 

  • There are sensationalists on both sides of the AI debate, so make sure to research and find someone with an objective approach you trust. 

  • Books are great because you can read a chapter, pause, reflect, and process the information. You can take it chapter by chapter as you’re ready. 

  • Avoid anyone telling you that you can use AI to make $6000 per week. It’s just not realistic. You can use AI as a tool to make yourself more productive and efficient. 

  • As with any new technology, there will be bad actors out there who are lying and misleading others. Be mindful of get-rich-quick schemes or people trying to take your data. 

Takeaway: My biggest takeaway is to be suspicious and protective of your personal information and how you share it. We work so hard for our money that we don’t want to let our guard down and allow AI to take it from us.   

Random Three Questions

  1. What is your next big money move?

  2. What was the last rabbit hole you went down?

  3. If you won $50k to travel in the world, where would you go?

Resources Mentioned in the Episode: 

Listen to Paige’s Former MYAM Appearances: 

Connect with Paige

LinkedIn: Paige Lord

TikTok: @thepaidelord 

Instagram: @thepaigelord 

If you have any topics you would like me to cover on this podcast, or if you’d like to get in the financially naked hot seat, I encourage you to email me at Shannon@fingyms.com, or join the private Martinis and Your Money Facebook group, and let me know what you want to hear.

A recent Finhealth study revealed that only 31% of Americans were financially healthy and only 23% of women and only 15% of black people were. Financial health is a crisis in the US but it doesn’t need to stay that way. At the Financial Gym, we’ve spent the last 10 years working one-on-one with our members to help them achieve their financial health goals with a 90% success rate and with memberships starting as low as $35 a month Financial Gym is not only the inflation-proof source for financial wellness for anyone but also a trusted and capable partner for your financial wellness journey. So head over to or send friends to financialgym.com and schedule a warm-up call today. As a reminder, our Warm-Up call team is staffed with amazing and current Financial Gym clients that can answer any of your questions about our program without any pressure to join. We just want to find out where you are so we can help guide you down the path of what you hope to become. The call is free, so you have nothing to lose.

If you have any topics you would like me to cover on this podcast, or if you’d like to get in the financially naked hot seat, I encourage you to email me at Shannon@fingyms.com, or join the private Martinis and Your Money Facebook group, and let me know what you want to hear.

A recent Financial Health Network study revealed that only 31% of Americans were financially healthy and only 23% of women and only 15% of black people were. Financial health is a crisis in the US but it doesn’t need to stay that way. At the Financial Gym, we’ve spent the last 10 years working one-on-one with our members to help them achieve their financial health goals with a 90% success rate and with memberships starting as low as $35 a month Financial Gym is not only the inflation-proof source for financial wellness for anyone but also a trusted and capable partner for your financial wellness journey. So head over to, or send friends to, financialgym.com and schedule a warm up call today. As a reminder, our warm up call team is staffed with amazing and current Financial Gym clients that can answer any of your questions about our program without any pressure to join. We just want to find out where you are so we can help guide you down the path of what you hope to become. The call is free, so you have nothing to lose. 

Shannon McLayComment